In partnership with Smart Currency Exchange
Currency Exchange
Moving to Portugal is an exciting new chapter — whether for work, retirement, or a change of lifestyle. But beyond the excitement, there are practical financial considerations to plan for, especially when it comes to converting your home currency into euros for day-to-day life abroad.
Even small fluctuations in the exchange rate can have a significant impact on your relocation budget, especially when you’re transferring larger amounts or making regular payments for rent, bills, or living expenses.
That’s why our firm has partnered with Smart Currency Exchange, a trusted specialist in international money transfers, to help you manage your finances with confidence as you make your move to Portugal.
Key Benefits of Using a Currency Expert
Clear guidance
on how currency markets work and how they impact your move or investment.
Educational resources
Access to educational resources to help you make informed decisions.
Lock in a rate
The ability to lock in a rate in advance – ideal for long-term planning and avoiding surprises.
Personal account manager
A dedicated personal account manager focused on service, not sales.
Fees
No transfer fees.
Fast and secure international transfers
Fast and secure international transfers, with full transparency and support at every step
How the Process Works
Opening an account with Smart Currency Exchange is quick, free, and carries no obligation to trade immediately. Your assigned currency expert will take the time to understand your goals — whether you’re moving soon, purchasing property, or just want to monitor the market.
They’ll then walk you through the options available, helping you select a solution that’s right for your timeline and risk profile. You can also use Smart’s online platform to set up automated recurring payments, perfect for handling regular expenses like rent or maintenance fees abroad.
Understanding Currency Risk
When dealing with cross-border payments, especially for major transactions like real estate, currency volatility can pose a real threat. Exchange rates often shift by 5–10% between the initial agreement and the final payment — sometimes more during periods of economic or political uncertainty.
For buyers, this can translate to unexpected costs, sometimes amounting to tens of thousands in added expense. But with the right tools — such as forward contracts or regular payment plans — you can protect yourself and your budget.
Peace of Mind Through Regulation and Reputation
20+ years’ experience in overseas transactions
Fully authorised by the UK’s Financial Conduct Authority (FCA)
Thousands of happy clients, rated « Excellent » on Trustpilot
Transparent pricing, no hidden fees
Ready to Take the Next Step?
Register online or by phone – no cost, no obligation
Speak with your personal currency expert
Choose the best approach for your financial situation
Get your free quote and open your account with Smart Currency Exchange today